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What this is

This is the Holdings page under the Treasury module in the merchant dashboard (left nav Treasury → Holdings tab; page subtitle “Active and historical positions held with UQ QUBIT FUND LTD.”). Here you view every yield position you hold, by product — principal, accrued yield, APY, start date, maturity date, and status — and redeem any position that’s eligible. Come here to check what you’ve subscribed to, how much you’ve earned, when a position matures, or to take your money out. The Treasury module also has a Products page (subscribe to new products) and an Orders page (subscription/redemption history).
Treasury products are issued and operated by UQ QUBIT FUND LTD, a separate legal entity from UQPAY Singapore. Funds are held by UQ QUBIT FUND LTD; the Singapore entity does not act as the product issuer or counterparty. Treasury only appears in the left nav once your account has yield products enabled — contact your account manager if you don’t see it.

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Steps

Open the holdings list:
  1. In the left nav, click Treasury, then Holdings.
  2. The list defaults to the Active view, showing all currently open positions.
Switch views and search (toolbar):
  1. View dropdown: switch between Active and Closed — Active shows open positions, Closed shows historical positions that have finished redemption.
  2. Search: filter the current view by product name or currency keyword (placeholder “Search by product or currency”).
  3. Active filters appear as tags under Filtered by; click the “x” on a tag to remove it, or click Clear all to clear everything.
Start a redemption (only in the Active view, and only if you have treasury operation permission — the redeem button shows at the end of the row):
  1. Click Redeem or Redeem early at the end of the target position’s row.
  2. In the dialog:
    • Flexible position: enter an amount in Redemption amount, up to the position’s principal.
    • Fixed-term position (including matured): the amount is locked to the full principal, redeemed in one go.
    • Fixed-term, not yet matured, early redemption: the dialog warns that a penalty will be charged on accrued yield and the full principal will be returned; Settlement summary shows the early redemption penalty and estimated return amount.
  3. Check the box accepting the Redemption Notice issued by UQ QUBIT FUND LTD, the holder of this position.
  4. Click Confirm redemption to submit; after a successful submission, click View order to track progress on the Orders page.

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Fields and statuses

List columns: Position status:
The View dropdown’s Active/Closed options are view groupings: the Active view covers positions in the Active, Matured, and Redeeming statuses; the Closed view only covers Closed positions.
Summary bar (English labels as shown): Redemption dialog fields: Redemption amount, Settlement summary (early redemption penalty, estimated return amount), a checkbox for the Redemption Notice, Confirm redemption. For early redemption there’s also a warning: “This holding has not yet matured. Early redemption applies a penalty on accrued yield. The principal is returned in full.”

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Edge cases and troubleshooting

  • List shows “No active holdings.”: there are no positions in the current view. In the Active view, this means you have nothing subscribed — go to the Products page to subscribe. In the Closed view, it shows “No closed holdings yet.”
  • Search returns nothing: your product name / currency keyword doesn’t match anything — click Clear all to clear the search and look again.
  • No redeem button showing: the redeem button only shows in the Active view, and only if your account has treasury operation permission — contact your account manager if you’re missing permission. Positions in Redeeming or Closed status never show a redeem button.
  • Fixed-term position can’t be redeemed early: only fixed-term products that support early redemption show a Redeem early button; products that don’t support it must wait until maturity.
  • Early redemption charges a penalty: redeeming a fixed-term position before maturity charges a penalty (in bps) on accrued yield, with the full principal returned; you can see the exact penalty and estimated return amount in the dialog’s Settlement summary before confirming.
  • When does the money arrive after redemption: once submitted, the position moves to Redeeming; UQ QUBIT FUND LTD returns the funds to your wallet after completing settlement. Exact timing depends on settlement progress — track it on the Orders page.

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Common questions (Q&A)

  • Q: Where do I see what I’ve subscribed to / my holdings? A: Left nav Treasury → Holdings page, listing every position you hold by product, with principal, accrued yield, APY, start/maturity dates, and status.
  • Q: How do I see how much yield I’ve earned? A: Each row’s Accrued yield column shows that position’s accumulated yield; the Accrued yield summary bar at the top totals it across open positions.
  • Q: What are the position statuses? A: Active (open, accruing yield), Matured (fixed-term, past maturity, ready to redeem), Redeeming (redemption started, settling), Closed (redemption complete).
  • Q: What’s the difference between “Active” and “Closed”? A: These are the two options in the list’s View dropdown — Active shows open positions (including Active/Matured/Redeeming), Closed shows historical positions that finished redemption.
  • Q: How do I redeem / take my money out? A: In the Active view, click Redeem or Redeem early at the end of the target position’s row, enter the amount in the dialog, accept the Redemption Notice, then click Confirm redemption.
  • Q: What’s the difference between redeeming flexible and fixed-term positions? A: Flexible lets you enter any redemption amount up to the principal; fixed-term (including matured) redeems the full principal in one go; a fixed-term position not yet matured needs Redeem early and may incur a penalty.
  • Q: Does early redemption cost anything? A: Redeeming a fixed-term position before maturity charges a penalty on accrued yield, with the full principal returned; the dialog’s Settlement summary shows the exact penalty and estimated return amount before you confirm.
  • Q: Why don’t some positions have a redeem button? A: The redeem button only shows in the Active view when your account has treasury operation permission; Redeeming and Closed positions never show one; fixed-term products that don’t support early redemption also hide it before maturity.
  • Q: How long after redeeming does the money arrive? A: After submitting, the position becomes Redeeming; UQ QUBIT FUND LTD returns the funds to your wallet once settlement completes — track progress on the Orders page; exact timing depends on settlement.
  • Q: What does a ”—” in the Maturity column mean? A: The position is a flexible product with no fixed maturity date and can be redeemed at any time.
  • Q: What does “APY” mean next to the yield rate? A: The product’s annual percentage yield, shown under the product name as X.XX% APY.
  • Q: Why can’t I find Treasury / Holdings in the left nav? A: Treasury only appears once your account has yield products enabled — contact your account manager to get it turned on.