Collections
COBO and POBO
Collect or pay on behalf of other entities. Understand when to use COBO (Collection on Behalf Of) vs. POBO (Payment on Behalf Of).
Named vs. non-named accounts
Choose between named and non-named virtual accounts depending on your compliance and reconciliation requirements.
Integrate Virtual Accounts with the API
Apply for a virtual account, track its status, and start receiving funds when its bank details are active.
Upgrade Your Virtual Account Integration
Update an existing integration for the application-based Create, query, and webhook contract.
Account types
Understand the difference between virtual accounts, global accounts, and local accounts.
Payments
Deposit
Receive inbound funds into your UQPAY account balance.
Payout
Send funds to recipients via local payment rails in their country.
Transfers
Move funds between a master account and its sub-accounts.
Cross-currency payout
Send payouts in a currency different from your account balance, with FX applied at the time of transfer.
Recipients
Create and manage beneficiary records before initiating payouts.
Foreign exchange
Exchange rates
Query current FX rates and check currency-pair availability before creating a quote.
Create conversion via API
Lock in exchange rates and execute conversions programmatically.
Create conversion via dashboard
Execute currency conversions manually through the UQPAY dashboard.