Skip to main content
UQPAY issues cards under three products. They differ by card scheme, KYC requirements, and the set of features they support. Use this page to identify which product you are integrated with and which endpoints each product can call — so you avoid calling an endpoint with a product that does not support it.

​
Products

​
Capability matrix

Which features and endpoints each product supports. ✅ supported, ❌ not supported. Restricted endpoints also carry a “XXX only” label at the top of their reference page.
The two 3DS fields play different roles: enable_3ds is the master switch for whether a card registers for 3DS; allow_3ds_transactions selects the verification mode (challenge / frictionless) once 3DS is registered. Their availability also differs: enable_3ds is supported on Business Visa and Personal Visa, while allow_3ds_transactions is supported on Business Visa only. See 3D Secure.

​
Identify your product

If you are unsure which product you are integrated with, match your card BIN against the table below.