> ## Documentation Index
> Fetch the complete documentation index at: https://developers.uqpay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Which Exchange Rate Will Be Used to Settle the Transaction

> UQPAY applies the real-time market exchange rate at the moment a transaction is successfully processed.

UQPAY applies the prevailing market rate at the moment a transaction is successfully processed. UQPAY takes the real-time exchange rate when the transaction succeeds.

This means you receive the current market exchange rate rather than a fixed or predetermined rate, ensuring the conversion reflects actual market conditions at the time of settlement.