> ## Documentation Index
> Fetch the complete documentation index at: https://developers.uqpay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Supported FX Modes

> Overview of FX conversion modes available on UQPAY including spot, TOD, TOM, and forward.

**Spot conversion:** A conversion that settles in two days (T+2).

**TOD conversion:** A conversion that settles today.

**TOM conversion:** A conversion that settles tomorrow (T+1). The "t" stands for transaction date.

**Forward conversion:** Forwards in all currency pairs are available for up to 12 months.