> ## Documentation Index
> Fetch the complete documentation index at: https://developers.uqpay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Creating and Managing Cards

> How to create virtual, physical, and corporate cards, manage balances, set spending limits, and freeze or cancel cards.

## Overview

UQPAY Card Issuing allows businesses to create and manage virtual and physical Visa/Mastercard cards for corporate expenses, employee spending, and vendor payments.

## Card Types

| Type           | Description                               | Best For                                   |
| -------------- | ----------------------------------------- | ------------------------------------------ |
| Virtual Card   | Instant digital card for online use       | Online subscriptions, ad spend, SaaS tools |
| Physical Card  | Printed card for in-store and ATM use     | Employee expenses, travel, POS payments    |
| Corporate Card | Company-level card with spending controls | Department budgets, corporate procurement  |

## Creating a New Card

1. Log in to your UQPAY dashboard and go to **Card Issuing**.
2. Click **Create Card**.
3. Select the card type (Virtual/Physical/Corporate).
4. Configure card settings:
   * Cardholder name
   * Spending limit (per transaction / daily / monthly)
   * Currency
   * Expiry period
5. Review and confirm. Virtual cards are available instantly; physical cards will be shipped.

## Managing Your Cards

### View Card Details

Navigate to **Card Issuing > My Cards** to view all active cards, balances, and transaction history.

### Top Up / Load Funds

Select a card and click **Top Up** to add funds from your UQPAY balance.

### Freeze / Unfreeze

Temporarily freeze a card to prevent unauthorized use. Unfreeze at any time to resume spending.

### Set Spending Limits

Adjust per-transaction, daily, or monthly limits at any time from the card settings page.

### Cancel a Card

Cards can be permanently cancelled from the management page. Any remaining balance will be returned to your UQPAY account. This action cannot be undone.

## Security Tips

* Never share card details via email or messaging apps.
* Use virtual cards for online transactions to limit exposure.
* Set appropriate spending limits for each card.
* Freeze cards immediately if you suspect unauthorized use.