> ## Documentation Index > Fetch the complete documentation index at: https://developers.uqpay.com/llms.txt > Use this file to discover all available pages before exploring further. # Validate payout > Checks a saved beneficiary, amount, fees, balance, and channel availability without creating a payout. Mastercard expiry is checked again. Results do not reserve funds or guarantee that a later creation succeeds. ## OpenAPI ````yaml /global-account/v1.6/banking.yaml get /v1/payouts/validation openapi: 3.0.2 info: title: Banking API version: 0.0.1 description: > UQPAY Banking API provides comprehensive banking and payment solutions for global money movement. ## Key Features - International payments and transfers - Multi-currency account management - Real-time currency conversion - Virtual account services - Fund deposit and withdrawal ## Authentication Use API keys to authenticate your client requests when utilizing UQPAY APIs. API keys are unique data strings used to authenticate users and enable access to privileged operations. Your API key should be kept confidential and secure at all times. ## Service Components - **Payout**: Create and manage international fund transfers to beneficiaries - **Payer**: Manage entities making payments and authorizing fund transfers - **Beneficiary**: Handle recipient information and bank details - **Balance**: View and manage multi-currency account balances - **Deposit**: Process incoming fund transfers - **Virtual Accounts**: Utilize local bank accounts in foreign currencies - **Conversion**: Execute currency exchange at competitive rates ## Getting Started 1. Obtain API credentials 2. Set up test environment using sandbox URL 3. Implement authentication 4. Start with basic operations ## Support For technical support and integration assistance, contact UQPAY support team. contact: name: UQPAY Support url: https://www.uqpay.com/support email: banking.tech@uqpay.com license: name: Proprietary url: https://www.uqpay.com/legal/api-terms termsOfService: https://www.uqpay.com/legal/terms x-api-id: banking-api-v1.6.0 x-logo: url: https://uqpay.com/img/UQPAY_LogoAnimv2.gif backgroundColor: '#FFFFFF' altText: UQPAY Logo x-categories: - Banking - Payment Processing - Foreign Exchange servers: - url: https://api-sandbox.uqpaytech.com/api description: Sandbox base URL. - url: https://api.uqpay.com/api description: Production base URL. security: [] tags: - name: Balances description: >- View and manage available funds across different currencies in your account. - name: Transfers description: >- A wallet transfer resource is used for sending funds directly from your UQPAY account to a connected account. - name: Deposits description: >- Deposits are bank transfers made into your UQPAY Global Accounts for adding funds or collecting funds from third parties. - name: Virtual Accounts description: >- Virtual Accounts function as local bank accounts in foreign currencies. They enable worldwide fund collection with account details that allow you to receive funds from various platforms. Virtual Accounts can also be used to top up your UQPAY balance. - name: Payout description: >- A Payout resource is created when you send funds to a beneficiary. It details the beneficiary, bank details, the amount being paid, its status, and other relevant information. You can create the payout using either direct beneficiary details or a previously created beneficiary ID. - name: Beneficiaries description: >- The beneficiary is the recipient of the funds and is typically the party who will ultimately benefit from the payout. - name: Conversion description: Manage currency conversions and exchange rates for your transactions. - name: Exchange Rates description: >- Retrieve real-time exchange rates for a specified currency pair or all available pairs. - name: Global Accounts description: >- ⚠️ WARNING This API version is deprecated. Eventually, a deprecated API version becomes unsupported. Global Accounts are foreign currency accounts that function as local bank accounts. - name: Simulator description: Simulate deposit transactions on the sandbox environment. paths: /v1/payouts/validation: get: tags: - Payouts summary: Validate payout description: >- Checks a saved beneficiary, amount, fees, balance, and channel availability without creating a payout. Mastercard expiry is checked again. Results do not reserve funds or guarantee that a later creation succeeds. operationId: validate-payout parameters: - $ref: '#/components/parameters/XOnBehalfOf' - name: beneficiary_id in: query required: true schema: type: string - name: currency in: query required: true schema: type: string - name: amount in: query required: true schema: type: string - name: fee_paid_by in: query required: true schema: type: string enum: - OURS - SHARED responses: '200': description: Payout validation result. content: application/json: schema: type: object properties: currency: type: string amount: type: string fee_amount: type: string total_amount: type: string channel_code: type: string description: >- Channel selected by the server. This is not a Create Payout request parameter. sufficient_funds: type: boolean beneficiary_valid: type: boolean examples: sandbox: summary: Sandbox Mastercard preflight value: currency: USD amount: '1' fee_amount: '5' total_amount: '6' channel_code: MASTERCARD_20260306 sufficient_funds: true beneficiary_valid: true '400': description: >- Invalid request or unavailable payout prerequisites. Product or fee configuration failures can return validation failed; other errors have their own messages. security: - XAuthToken: [] servers: - url: https://api-sandbox.uqpaytech.com/api description: Sandbox components: parameters: XOnBehalfOf: in: header name: x-on-behalf-of schema: type: string required: false description: > Specifies the sub-account on whose behalf the request is made. This should be set to the `account_id`, which can be retrieved via the [List Connected Accounts](/account-center/v1.6/api-reference/list-connected-accounts-1). If omitted or empty, the request is executed using the master account. More information at [Connected Accounts](/account-center/v1.6/guide/connected-accounts). example: 18523f72-f4de-4f9c-bb8e-ec7d1c4f32be securitySchemes: XAuthToken: type: apiKey in: header name: x-auth-token description: The API token for login provided by UQPAY. ````