> ## Documentation Index > Fetch the complete documentation index at: https://developers.uqpay.com/llms.txt > Use this file to discover all available pages before exploring further. # List Current Rates > Retrieve the latest exchange rates for one or more specified currency pairs. The returned rates reflect the actual conversion rates applied by UQPAY. ##### Usage Guidelines - If `currency_pairs` is not provided, exchange rates for all available currency pairs will be returned. - If the request includes unsupported currency pairs, they will be listed in the `unavailable_currency_pairs` field of the response. ## OpenAPI ````yaml /global-account/v1.6/banking.yaml get /v1/exchange/rates openapi: 3.0.2 info: title: Banking API version: 0.0.1 description: > UQPAY Banking API provides comprehensive banking and payment solutions for global money movement. ## Key Features - International payments and transfers - Multi-currency account management - Real-time currency conversion - Virtual account services - Fund deposit and withdrawal ## Authentication Use API keys to authenticate your client requests when utilizing UQPAY APIs. API keys are unique data strings used to authenticate users and enable access to privileged operations. Your API key should be kept confidential and secure at all times. ## Service Components - **Payout**: Create and manage international fund transfers to beneficiaries - **Payer**: Manage entities making payments and authorizing fund transfers - **Beneficiary**: Handle recipient information and bank details - **Balance**: View and manage multi-currency account balances - **Deposit**: Process incoming fund transfers - **Virtual Accounts**: Utilize local bank accounts in foreign currencies - **Conversion**: Execute currency exchange at competitive rates ## Getting Started 1. Obtain API credentials 2. Set up test environment using sandbox URL 3. Implement authentication 4. Start with basic operations ## Support For technical support and integration assistance, contact UQPAY support team. contact: name: UQPAY Support url: https://www.uqpay.com/support email: banking.tech@uqpay.com license: name: Proprietary url: https://www.uqpay.com/legal/api-terms termsOfService: https://www.uqpay.com/legal/terms x-api-id: banking-api-v1.6.0 x-logo: url: https://uqpay.com/img/UQPAY_LogoAnimv2.gif backgroundColor: '#FFFFFF' altText: UQPAY Logo x-categories: - Banking - Payment Processing - Foreign Exchange servers: - url: https://api-sandbox.uqpaytech.com/api description: Sandbox base URL. - url: https://api.uqpay.com/api description: Production base URL. security: [] tags: - name: Balances description: >- View and manage available funds across different currencies in your account. - name: Transfers description: >- A wallet transfer resource is used for sending funds directly from your UQPAY account to a connected account. - name: Deposits description: >- Deposits are bank transfers made into your UQPAY Global Accounts for adding funds or collecting funds from third parties. - name: Virtual Accounts description: >- Virtual Accounts function as local bank accounts in foreign currencies. They enable worldwide fund collection with account details that allow you to receive funds from various platforms. Virtual Accounts can also be used to top up your UQPAY balance. - name: Payout description: >- A Payout resource is created when you send funds to a beneficiary. It details the beneficiary, bank details, the amount being paid, its status, and other relevant information. You can create the payout using either direct beneficiary details or a previously created beneficiary ID. - name: Payers description: >- The payer is the party making the payout and authorizing the transfer of funds from their account to the beneficiary's account. - name: Beneficiaries description: >- The beneficiary is the recipient of the funds and is typically the party who will ultimately benefit from the payout. - name: Conversion description: Manage currency conversions and exchange rates for your transactions. - name: Exchange Rates description: >- Retrieve real-time exchange rates for a specified currency pair or all available pairs. - name: Global Accounts description: >- ⚠️ WARNING This API version is deprecated. Eventually, a deprecated API version becomes unsupported. Global Accounts are foreign currency accounts that function as local bank accounts. - name: Simulator description: Simulate deposit transactions on the sandbox environment. paths: /v1/exchange/rates: get: tags: - Exchange Rates summary: List Current Rates description: > Retrieve the latest exchange rates for one or more specified currency pairs. The returned rates reflect the actual conversion rates applied by UQPAY. ##### Usage Guidelines - If `currency_pairs` is not provided, exchange rates for all available currency pairs will be returned. - If the request includes unsupported currency pairs, they will be listed in the `unavailable_currency_pairs` field of the response. operationId: list-current-rates parameters: - $ref: '#/components/parameters/XOnBehalfOf' - name: currency_pairs in: query required: false schema: type: string example: USDEUR,USDJPY description: > A comma-separated string of currency pairs to query. Each pair must be a 6-letter uppercase code (e.g., `USDEUR`, `USDJPY`). Multiple pairs can be provided, separated by commas, up to a maximum of 100 pairs. responses: '200': description: OK - Successfully retrieved a list of current rates. content: application/json: schema: type: object properties: data: type: object properties: rates: type: array description: >- The rate records currently available for the requested currency pairs, or all available pairs if no filter was provided. items: $ref: '#/components/schemas/RateItem' type: object unavailable_currency_pairs: type: array description: >- Currency pairs from the request that are not supported or have no available rates at the moment. items: type: string example: JPYKRW last_updated: type: string format: date-time description: >- The timestamp of the last rate update. Timestamp follows the [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) standard. security: - XAuthToken: [] components: parameters: XOnBehalfOf: in: header name: x-on-behalf-of schema: type: string required: false description: > Specifies the sub-account on whose behalf the request is made. This should be set to the `account_id`, which can be retrieved via the [List Connected Accounts](/account-center/v1.6/api-reference/list-connected-accounts-1). If omitted or empty, the request is executed using the master account. More information at [Connected Accounts](/account-center/v1.6/guide/connected-accounts). example: 18523f72-f4de-4f9c-bb8e-ec7d1c4f32be schemas: RateItem: type: object properties: buy_price: type: string description: The buy price, rounded to 4 decimal places. example: '0.8766' sell_price: type: string description: The sell price, rounded to 4 decimal places. example: '0.8837' currency_pair: type: string description: >- The currency pair that the rate is for. The order of currencies follows market conventions where applicable (e.g., `USDJPY` instead of `JPYUSD`). example: USDEUR securitySchemes: XAuthToken: type: apiKey in: header name: x-auth-token description: The API token for login provided by UQPay. ````