> ## Documentation Index > Fetch the complete documentation index at: https://developers.uqpay.com/llms.txt > Use this file to discover all available pages before exploring further. # Product Detail (Treasury) > The product detail page reached from the Treasury > Products list — see the product's full terms (APY, term, settlement currency, minimum subscription, capacity, redemption policy, term sheet) and subscribe directly by accepting the agreements and entering an amount. ## What this is This is the detail page for a **single treasury product**, under the merchant dashboard's **Treasury** module (page title "Treasury"). You get here by clicking a product from the left nav **Treasury** → **Products** list. Here you see the product's complete terms — APY, term, settlement currency, minimum subscription, capacity, redemption policy, term sheet document — and, once you're satisfied, accept the agreements, enter a subscription amount, and **subscribe** directly on this page. Come here to understand how a product's yield works, whether it can be redeemed early, the minimum you can buy, and how to place an order. The module requires yield products to be enabled first — if you don't see **Treasury** in the left nav, contact your account manager. ## Steps View product details: 1. In the left nav, click **Treasury** → **Products**, then click the target product in the list. 2. On the detail page, the top shows the product name, asset class, term, and currency badge, plus a prominent **APY** percentage. 3. Scroll down for the product description, issuer, settlement currency, term, minimum subscription, capacity, subscribed percentage, and the **Term sheet** section with the term sheet version, redemption policy, and early redemption rules. 4. Click **Back to products** at the top left to return to the product list. Subscribe: 1. In the overview card on the right (or below the product), click **Subscribe**. If the button shows **Sold out** or **Closed**, the product isn't currently available and the button is disabled. 2. A **Subscribe to ``** dialog opens. Enter an amount in **Subscription amount**; the top right shows **Available `` ``**, and clicking **Use max** inside the input fills in your full available balance. 3. The **Summary** section in the middle of the dialog shows this subscription's **APY**, **Estimated yield at maturity**, and **Estimated maturity date** (flexible products show "—" for the maturity date). 4. Read the **Sign to subscribe** section's text and the agreement text box, then check the single confirmation box below it (checking it once accepts both the Master Services Agreement and this product's Term Sheet). 5. Click **Confirm subscription** to submit (shows "Submitting..." while in progress). **Confirm subscription** stays disabled until the agreement box is checked. 6. On success, you'll see **Subscription submitted**; click **View order** to jump to **Treasury > Orders** and track this subscription's progress. ## Fields and statuses **Product detail fields:** | Field | Meaning (merchant view) | Notes | | ------------------- | --------------------------------------------------------------------------------------------------------------------- | --------------------------------------------------------------------- | | APY | The product's annual percentage yield, shown as a percentage | Shown at the top and again on the overview card | | Asset class | The product's asset class: Crypto / Fiat | Shown as a badge | | Term | Product term: Flexible, or a fixed number of days (e.g. 7 days / 30 days / 90 days / 180 days) | Shown as a badge | | Issuer | The product's issuer, always UQ QUBIT FUND LTD | | | Settlement currency | The currency used for subscription and settlement | | | Min | Minimum subscription amount | You can't submit below this amount | | Capacity | The product's total subscription capacity | | | Subscribed | Percentage of total capacity already subscribed | | | Term sheet | This product's term sheet version and last revision date, formatted "Term sheet v`` — last revised ``" | Below it is a scrollable term sheet body (currently shown in English) | **Redemption policy** (shown in the Term sheet section, varies by product type): | Product type | Displayed text | Meaning | | -------------------------------- | ----------------------------------------------------------------- | ------------------------------------------------------------------------------------ | | Flexible | Withdraw any time, T+1 settlement. | Redeemable any time, arrives in about one business day | | Fixed-term | Auto-settle on maturity. Early redemption available with penalty. | Settles automatically at maturity; early redemption is possible but incurs a penalty | | Supports early redemption | Early redemption penalty: `` bps of accrued yield. | Early redemption charges a penalty on accrued yield | | Doesn't support early redemption | No early redemption is permitted on this product. | Redeemable only at maturity | **Subscribe button states:** | Button | Meaning | | --------- | ---------------------------------------------------------- | | Subscribe | The product is open — click to start the subscription flow | | Sold out | Capacity is full, can't subscribe (button disabled) | | Closed | The product is closed, can't subscribe (button disabled) | **Subscribe dialog fields:** | Field | Meaning (merchant view) | Notes | | --------------------------------- | ------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------ | | Subscription amount | The amount you're putting into this subscription | Must be ≥ the minimum subscription and not exceed your available balance | | Available `` `` | Your balance currently available to subscribe | Shown at the top right of the input | | Use max | Fills the subscription amount with your full available balance | Button inside the input | | Summary | Rolls up this subscription's APY, estimated yield at maturity, and estimated maturity date | Flexible products show "—" for maturity date | | Sign to subscribe | Heading for the agreement section, containing the compliance text, the agreement body, and the checkbox | | The compliance statement you must confirm before subscribing (verbatim in the dialog): > By subscribing, I confirm I have read and agreed to the documents listed below issued by UQ QUBIT FUND LTD (BVI Reg. 2102347), the issuing counterparty for this product. I understand UQPAY Singapore Pte. Ltd. is not the issuer and acts only as the access channel. Checkbox text: "I have read and accepted the Master Services Agreement (v``) and the Product Term Sheet for `` (v``)." The version numbers are filled in dynamically by the dialog based on the currently effective versions. Checking this single box covers both the Master Services Agreement and this product's Term Sheet. ## Edge cases and troubleshooting * **No "Subscribe" button**: the Subscribe button only shows for logged-in members with treasury operation permission. If you don't see it, your member usually lacks subscription permission — ask your account admin or account manager to enable it. * **Button shows "Sold out" or "Closed"**: this product's capacity is full or it has stopped accepting subscriptions — pick another live product or ask your account manager. * **"Confirm subscription" won't click**: you need to check the agreement box below first — the submit button stays disabled until then. If you've checked it and still see "Please confirm both agreements to continue.", re-check the box and submit again. * **Amount errors**: below the minimum subscription shows "Amount must be at least `` ``."; above the product's cap shows "Amount cannot exceed `` ``."; above your available balance shows "Amount exceeds your available balance."; leaving it blank shows "Subscription amount is required." Adjust the amount per the message and resubmit. * **Want to use your full balance**: click **Use max** inside the subscription amount field to fill in your entire available balance. * **Where to check progress after subscribing**: click **View order** on the success screen, or go to **Treasury > Orders**. The order needs to be confirmed by UQ QUBIT FUND LTD before it appears and moves forward. * **The agreement text box is in English**: the term sheet / master services agreement body currently displays in English — read it carefully before checking the box; contact your account manager if you need a Chinese version or have questions. * **You see "Product not found."**: the product link is invalid or the product has been delisted — go back to the **Products** list and pick again. ## Common questions (Q\&A) * **Q: How do I subscribe to a treasury product?** A: Click into a product from **Treasury > Products**, click **Subscribe** on the detail page, enter an amount, check the agreement box, and click **Confirm subscription**. * **Q: What's this product's APY / how much will I earn at maturity?** A: The APY percentage is shown at the top and on the overview card of the detail page; the subscribe dialog's **Summary** estimates **Estimated yield at maturity** and **Estimated maturity date** based on the amount you enter. * **Q: What's the minimum I can buy?** A: Check the **Min** field on the detail page — your subscription amount can't be below it, or you'll see "Amount must be at least ...". * **Q: Can I redeem early? Is there a penalty?** A: Check the redemption policy in the **Term sheet** section — flexible products redeem any time with T+1 settlement; fixed-term products auto-settle at maturity, and those that allow early redemption show "Early redemption penalty: N bps of accrued yield.", while those that don't show "No early redemption is permitted on this product." * **Q: What do "Flexible" and "N days" terms mean?** A: Flexible has no fixed term and can be redeemed any time; "7 days / 30 days / 90 days" etc. are fixed terms that auto-settle at maturity. * **Q: How many agreements do I need to check when subscribing?** A: There's just one checkbox in the dialog, but it covers both the Master Services Agreement and this product's Term Sheet — checking it means you've read and accepted both. * **Q: Why don't I see a "Subscribe" button?** A: The Subscribe button only shows for members with treasury subscription permission — ask your account admin or account manager to enable it. * **Q: The button shows "Sold out" / "Closed" — what do I do?** A: This means the product isn't currently available for subscription (capacity full or closed) — pick another live product or check with your account manager. * **Q: Who is the issuer of these treasury products?** A: The issuer and counterparty is UQ QUBIT FUND LTD (BVI Reg. 2102347); UQPAY Singapore Pte. Ltd. is not the issuer and acts only as the access channel. * **Q: Where do I see my order after submitting a subscription?** A: Click **View order** on the success screen, or go to **Treasury > Orders**; the order only shows and progresses after the issuer confirms it. * **Q: What is the "Available" amount? How do I fill it in with one click?** A: "Available" is your balance currently usable for subscription; click **Use max** inside the subscription amount field to fill in your full available balance with one click.